Entry Columns				Calculated Columns
	PAYMENT DESCRIPTION	PRINCIPAL BALANCE	INTEREST RATE	PAYMENT AMOUNT	INTEREST COST	NUMBER OF PAYMENTS LEFT
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
	Totals:
	Consolidation Loan Terms
	Enter the Consolidating Loan's Annual Interest Rate (APR):
	Enter the Consolidating Loan's term (number of years):
	Enter total of any Consolidation Loan Fees:
	Results			WITHOUT CONSOLIDATING	WITH CONSOLIDATING	DIFFERENCE
	Total of Monthly Payment(s):
	Months until debts are paid off:
	Total Cost (Interest Charges and Loan Fees):